Totality Treatment Center accepts Cigna PPO plans on an out-of-network basis for outpatient addiction and mental health treatment in Los Angeles. We’re not in-network with Cigna — but many Cigna PPO plans include out-of-network benefits that help cover medically necessary care like partial hospitalization (PHP) and intensive outpatient (IOP). We’ll verify your out-of-network benefits and explain your costs before you begin.
Verify your Cigna out-of-network benefits free — or call (855) 619-5383
Will my Cigna PPO cover out-of-network treatment?
Many Cigna PPO plans do include out-of-network coverage for behavioral health — often for:
- Programa de Hospitalización Parcial (PHP)
- Programa Intensivo Ambulatorio (IOP)
- Dual-diagnosis treatment for co-occurring mental health conditions
- Psychiatric medication management
How much your plan pays depends on your specific out-of-network benefits and medical necessity. HMO plans usually don’t include out-of-network coverage — so this applies to Cigna PPO plans. The only way to know for sure is to check, which we’ll do for free.
How much will I pay?
Out-of-network care typically carries a higher cost-share (deductible and coinsurance) than in-network. We verify your exact out-of-network benefits and explain any out-of-pocket costs before treatment begins — no surprises.
How to verify your coverage
Call (855) 619-5383 or submit our secure insurance-verification form. We’ll confirm your Cigna out-of-network benefits, usually within the same day, with no obligation.
Frequently asked questions
Is Totality in-network with Cigna?
No — we’re out-of-network with Cigna. But we accept Cigna PPO plans and can often work with your out-of-network benefits. We’ll verify exactly what your plan covers.
Does my Cigna PPO cover out-of-network rehab?
Many Cigna PPO plans include out-of-network behavioral health benefits, to varying degrees. We verify yours for free before you commit.
Does Cigna use Evernorth for behavioral health?
Yes — Cigna’s behavioral health benefits are administered through Evernorth Behavioral Health. When we verify your coverage we work directly with Evernorth, so you don’t have to navigate it yourself.
Is treatment confidential?
Yes — protected under HIPAA and 42 CFR Part 2.